julie@julieswensonteam.com | (253) 228-1200
 Julie Swenson Photo

Julie Swenson

Mortgage Broker · NMLS #185767

89 clients rated their experience. Here’s every word.

Here’s what buyers, homeowners, and agent partners say about working with us.

4.94
★★★★★89 reviews · 97.8% five-star
★★★★★Verified Client

So easy to work with and a great communicator!

Andrew L.May 2026
★★★★★Google ↗

Julie is a true dream to work with! She and her team are absolutely on top of every turn. Julie has closed both our VA Loans on time in 30 days not only in Washington State but now in Portland Oregon. To say we Love her doesn’t even come close to how we feel!

Melissa EskueFeb 2026
★★★★★Google ↗

Julie Swenson is an exceptional loan officer who truly takes amazing care of her clients. She is knowledgeable, responsive, and thorough, making sure every detail is handled with precision. Julie communicates clearly throughout the process and always puts her clients’ best interests first. Working with her is a smooth, stress-free experience from start to finish.

Meagan BrightJan 2026
★★★★★Verified Client

My family and I have all had amazing experiences with Julie and her team. She works tirelessly to make what can be a very stressful experience easy and manageable. I would recommend her services to anyone.

Sean AijianJan 2026
★★★★★Google ↗

I could not recommend the services of Julie and her team more. She helped my family and I through two home purchases making the stressful process simple and efficient. I would recommend her services to my friends and family without hesitation.

steve holtsJan 2026
★★★★★Verified Client

Working with Julie in the purchase of my new home was the best. She kept me informed of the process through out the entire transactions. It was a privilege working with her and getting to know her as well on a personal level.

Cindy MountJan 2026
★★★★★Verified Client

Julie was knowledgeable, prompt, and great to work with.

Joe EOct 2025
★★★★★Verified Client

Seamless, knowledgeable, professional and kind

Ann R. StewartOct 2025
★★★★★Verified Client

Had a great experience working with Julie!

McKenzie SellmannOct 2025
★★★★★Google ↗

We’ve been through the homebuying process before, but working with Julie and her team really stood out. They moved fast, communicated well, and kept everything on track from start to finish. This deal definitely wouldn’t have gone through without them. There were several rounds of paperwork and revisions due to negotiations, and her team handled each one quickly and efficiently. The only thing we would have liked was a bit more explanation on some of the documents we were signing since there was a lot to go through. But overall, Julie’s team was professional, responsive, and really good at what they do. We ended up with a great rate and a smooth closing, and we’re really thankful for all their hard work behind the scenes to make it happen.

Dan EiltsOct 2025
★★★★★Google ↗

Professional, knowledgeable, seamless and kind. Would recommend, especially if VA Funding needed

Ann StewartOct 2025
★★★★★Verified Client

She was responsive and patient with all our questions. My loan got sold twice before I could even make the first payment which became a nightmare for me. But, I don't hold Julie responsible for that. Perhaps the business she works for had a hand in that. I don't know.

Daniel StewartOct 2025
★★★★★Google ↗

I have now purchased two homes using Julie as my lender. She was absolutely fantastic. My realtor and team were so impressed with her weekly updates and communication. She left no room for additional questions and we had regular updates as to next steps and where things stood. If and when I buy another home I will use Julie every time as the experience is so smooth. Not to mention, she was both times able to beat others pricing and approvals were provided quickly. Thank you Julie for helping me obtain my current dream home against all odds!

Bethany ApplegateOct 2025
★★★★★Verified Client

Julie , was able to accommodate my needs for an investment property in a rural area , a very challenging loan . Julie delivered and we were able to close the deal as promised. She was very up to date with technology and types of loans available .
Julie is an expert in her field . !

Teresa OltmanOct 2025
★★★★★Google ↗

Julie Swenson was such a blessing to us as we needed a construction loan and a bridge loan. She explained our options and how things worked with clarity, friendliness, and a sense of humor. Anytime I had a question or a concern, she always explained everything accurately, promptly and cheerfully. I hope I don't have to get a loan again for a really long time, but if I do, Julie will be my first call.

Diane DannOct 2025
★★★★★Google ↗

Julie and her team are absolutely fantastic. I had to switch lenders very last minute and she came in and totally saved the day for me. I highly recommend her!

Melinda IlerOct 2025
★★★★★Google ↗

Julie and her team are simply the best. She's helped me with 2 home purchases and a refinance and has always delivered the best rates, information, and customer service. I can't thank her enough for how much her hard work has helped me through these life changing transactions. I would never use anyone else and would heartily recommend her and her team to anyone and everyone. ♥️

LAug 2025
★★★★★Google ↗

Julie is my GO TO mortgage broker when referring clients who need help with financing. I've been in a realtor for over 25 years and Julie is simply the best. She listens to clients needs and explains all options and the process very well, works hard to get them the right product, keeps you updated along and gets deals closed! I can't recommend Julie enough!!

Janie MahonDec 2024
★★★★★Google ↗

After going through a divorce and needing to refinance my house, a couple close friends recommended Julie Swenson at Live Mortgage to me after they had refinanced in the past with her and had nothing but praise for her. Due to the nature of my divorce my situation was not an easy one, but after my first conversation with Julie I could tell she was a “go getter” and she reassured me that she would work hard to meet my needs and get me the lowest rate possible and get the refi done in the time frame I needed. I had a couple obstacles that made my situation challenging but Julie never gave up on me and she always had a great attitude and reassured me that together we would get it done. In the end everything was completed on time and I was able to get my home refinanced with.a lower rate then I had expected to get. Julie’s dedication and positive attitude were a huge plus and put me at ease more then once. I would highly recommend Julie’s service to anyone and it would be a pleasure to work with her again in the future for my home financial needs.

Steve PrescottSep 2024
★★★★★Google ↗

From day one,she just never stopped providing me great info to help my clients. You won't regret working with Julie! She is so hard working and client focused you will feel like her only client!

Shari EvansDec 2023
★★★★★Google ↗

Julie is the most amazing Lender I have ever worked with. I was totally impressed by how efficient and easy it was to work with Julie and her team! She provided outstanding customer service and support! If you’re looking for a lender please call Julie guaranteed you’ll be happy you did.

Deborah ReichelJun 2023
★★★★★Google ↗

Thank you so much for all of your help. You and Jasper made this whole process so much easier and less stressful.

Jeff DiffnerApr 2023
★★★★★Google ↗

5/5 stars. Julie (and Jasper) went above and beyond throughout our whole home buying process, she was always available, answered all my questions (I’m quite a diligent/thorough human so I ask a lot of them), worked within the framework/budget we set, and supported us every step of the way to include advising us on rates, timing, and when to make decisions. I would most definitely use her for future home purchases or refinances. Thanks Julie and team!

Nicole HaymanMar 2023
★★★★★Verified Client

Having Julie as the client's Loan Officer was fantastic as always. I appreciate the dedication her and Jasper put in each time! Thank you for being a wonderful hard-working team that genuinely cares!!

Claire FralishFeb 2023
★★★★★Google ↗

Julie, I can't thank you enough for you and your assistant Jasper's hard work. You guys are hands down the absolute best! This smooth transaction made Kelly and Steven some very happy clients and you two play such a HUGE role in that. The most major role in the process if you ask me. I look forward to working with you both in the future, as I couldn't have asked for a better team on this transaction. Update: 2/6/2023 Having Julie as the client's Loan Officer was fantastic as always. I appreciate the dedication her and Jasper put in each time! Thank you for being a wonderful hard-working team that genuinely cares!! Can't wait to work with you two again!

Claire M FralishFeb 2023
★★★★★Verified Client

Julie and Jasper were so diligent no matter the obstacles! They were a total joy to work with. Today, two Veterans have 2 country acres with waterfront and we credit Empire's team for this being a reality. We lovingly call the team "dream makers" as they held firm in the promised closing day which was very important to us. We would highly recommend them to everyone.

Karen MartinezFeb 2023
★★★★★Verified Client

Very well communicated through out the entire transaction.

Pete HobergJan 2023
★★★★★Yelp ↗

Julie Swenson originated my loan 5 years ago and I always reach out to her for mortgage advice. She is honest and will let you know the pros and cons of any financial decisions.

Tim T.Sep 2022
★★★★★Google ↗

Julie was simply amazing! Her communication and expertise were on point, and her enthusiasm is contagious! She closed our deal in record time without any issues - her team is phenomenal! Thank you so much for your professionalism and perfection! Darlene Heseltine -Redfin

Darlene HeseltineAug 2022
★★★★★Google ↗

Julie and her team were such an amazing group of folks to work with when purchasing our first home. They kept us in the loop every step of the way. They were extremely organized, thoughtful and anticipated any needs we may have come across. Because they were so on the ball, we were able to close early on our home. Couldn't have asked for a better lender/lending team. Thank you!

Anela BallardAug 2022
★★★★★Google ↗

I can't state enough how amazing Julie and her team were to work with. It was the least stressful, and smoothest home loan process I have ever been through. I highly recommend Julie and her team!

Ashley FarrensJul 2022
★★★★★Google ↗

Julie goes over and above for her clients and consistently delivers outstanding service. Her communication and ability to keep everything highly organized throughout the transaction is amazing. Working with Julie you can count on things being done on time and as promised. Five Star Service with a Smile!!

Joseph QuinJun 2022
★★★★★Google ↗

Julie and her team have been a God send! She was able to get us approved, ready to close on our new home in half the time it took our buyers to get all taken care of! She was so communicative, made things easy to understand, and made the home buying process a breeze! We LOVE Julie and her team and are DEFINITELY recommending her to anyone who will listen!! Thanks, Julie!

Kelly FarrellApr 2022
★★★★★Google ↗

Amazing team!!

Lexie BridgesApr 2022
★☆☆☆☆Google ↗

Gave them all our information to see if we qualify for Homes for Heroes and days later I haven't heard a peep but I've turned down multiple other mortgage specialists thinking I was working with these guys. Don't feel safe knowing a company has all our information and doesn't communicate at all! This company has permanently lost my business. Whether I qualify right now or not a lack of communication is a kiss of death. When I do qualify (I am not even sure because they don't communicate) I'll be working with a different company. One that knows what customer service is.

Priscilla ThomasFeb 2022
★★★★★Verified Client

Excellent customer service! Communication with their client is top notch. Not only will I use Julie and her team again, I have already recommended them and will continue to do so!

Harvey MarkeyFeb 2022
★★★★★Google ↗

Julie has been the most AMAZING support and could never have done any of this without her!!!

Amy HouseJul 2021
★★★★★Google ↗

Julie is the absolute best broker I've ever had the pleasure to deal with. Absolutely nothing but my best interest in mind, top notch!

tim petroJun 2021
★★★★★Google ↗

Julie, You were incredible to work with. We didn’t understand a lot of the process but you held our hand through it all and made us feel at ease. Thanks for being so knowledgeable and personable. Kindly, Phil & Amy Overholt

Amy OverholtJun 2021
★★★★★Verified Client

Excellent experience. Julie is the absolute best to work with. She transparently simplifies the process and is extremely responsive! Highly recommend!

D. NovaMay 2021
★★★★★Verified Client

I’ve worked with Julie for many years as an agent, and to work with her as a buyer gave me all the more confidence in my referrals to her. Communication is key and her tram surpassed all expectations. Could not have done it without them and will continue to refer my buyers to Julie and team!

Alyssa UlrichMay 2021
★★★★★Verified Client

My experience closing and getting the mortgage was perfect. It has been since then that things have gone downhill. I just recently had Churchill stop the escrow account because there were errors made on my escrow account all year and they owe me over $3000 which is not the worse thing that happened. The worse thing that happened is that nobody could explain why that happened after I called three times to have them explain why my mortgage payment went up by $281/month for 2021. I have a fixed rate mortgage and my taxes went up only $100 for 2021 and my insurance went up by $2/month. It has been a nightmare trying to get information from this mortgage company. I finally had a family member go over all the paperwork and it turns out they charged me double my taxes last year. Knowing this, I would never use or recommend this mortgage company in the future.

Sandra PinerosMay 2021
★★★★★Verified Client

Julie, is always on top of things, All my clients love her. She always beats my expectations. very organized and up beat. A lender you will use throughout the years and pass onto your friends.

Ron VolzApr 2021
★★★★★Google ↗

Thank you, Julie! We were on the fence about moving forward with anyone else, but you made the process feel as seamless as it could. We spoke with three other lenders, and you made everything easiest to understand. Your clarity and responsiveness stood out to us the most. The fact that you got us a better rate than everyone else was the icing on the cake.

Mark CottonApr 2021
★★★★★Google ↗

Julie was extremely great. She is communicative, responsive and friendly! She made a very difficult cross-country move as stress-free as it could be. We recommend anyone looking to buy a home reach out to her!

Sara A.Apr 2021
★★★★★Google ↗

We have financed and refinanced many times. Hands-down, Julie is the best we have dealt with! So incredibly helpful, communicative, pleasant to work with and overall a great person! I would highly recommend using her services and I have referred her to many of my friends as well.

Susan GorreApr 2021
★★★★★Google ↗

Julie was always very responsive and proactive while working with my buyers. I highly recommend her and look forward to doing business again. Thanks!

Colton BlyleApr 2021
★★★★★Google ↗

As a real estate broker for 30 years, I have known and worked with many lenders; Julie Swenson is the lender we refer to our clients. Whether buying a new home or refinancing the home you have, you will get great advice and guidance from Julie. She will get you the best loan program and interest rates for your particular situation, and will do so quickly and efficiently. You are making the right choice when you work with Julie Swenson. George Pilant, Hjelseth|Pilant Real Estate and RE/MAX Northwest.

George PilantApr 2021
★★★★★Google ↗

5 out of 5 ⭐️’s exceptional service , attention, and valuable information. She went above and beyond and helped us achieve our dream home.

Stephanie ArmstrongApr 2021
★★★★★Google ↗

Julie our home buying process we think went as great as it did because you were involved from start to finish. You being available all the odd hours and communicating so effectively and speedy kept us calm and collected. We definitely had our times with appraisal issues and everything but you kept us focused and with our end goal in site. We have shared your information with others and hope that they listen! Our family is very appreciative and we love our new home !

Chandra KlineApr 2021
★★★★★Google ↗

Thank you Julie for the painless-professional help with finance.

Dale AbernathyApr 2021
★★★★★Yelp ↗

I've refinanced my mortgage a couple of times in the last 20 years since I bought this house, so I thought I understood how long it would take, and what I was letting myself in for in time, energy and hassle. Boy was I wrong. Refinancing through Julie Swenson was fast and easy, and had so much less hassle than any prior mortgage. Really, it's hard to even express just how much easier it was. Thanks Julie! You've made a customer for life.

Mike W.Mar 2021
★★★★★Verified Client

This is my third time using Julie in purchasing or refinancing my home, and cannot overstate how professional she is. She makes the process seem so easy, very attentive to every step of the process, and really communicates throughout so you understand and at are at ease. I completely trust and highly recommend Julie Swenson and promise that you won’t be disappointed with her!

Ron MeadJan 2021
★★★★★Google ↗

When I was shopping for my re-fi, others didn’t respond to phone calls and emails—were they too busy in this time of unprecedented low interest rates? Who knows, but when I read the reviews for Julie Swenson and her team, one word stood out—AMAZING! Julie is busy too, but she is organized and knows how to prioritize and accomplish the mission. I didn’t have a jumbo-size loan, but that didn’t seem to matter. She treated me well through the entire process—not like “just another customer”. In these crazy times of the pandemic, Julie gets the job done, no matter what the obstacles. She is knowledgeable, communicates well, and answers questions in terms that we can understand. Julie has years of experience, yet thrives on an innovative approach. She is friendly, helpful, personable, and finds a way to weave in her sense of humor. She is positive and encouraging. From the first phone interview, to signing at closing, Julie exceeded expectations. I would recommend her to anyone who wants to purchase or re-finance their mortgage. Amazing? And beyond. But there aren’t enough superlatives to describe her; Julie is truly the “Wonder Woman” of mortgages.

Jay GlennOct 2020
★★★★★Google ↗

Seamless experience. Awesome customer service!

Julie WestoverJul 2020
★★★★★Google ↗

Julie and and her team provided excellent first class service. They are easy to work with, knowledgeable and professional at every stage. Julie repeatedly went out of her way to help make our family's dream a reality. Thank you!

Nick WilsonJul 2020
★★★★★Google ↗

Julie & her team were great to work with and made the whole process a lot easier than our previous experience buying a house. Even with the craziness of a pandemic she always kept us updated even if it was to tell us there was no update but that she was working on things. We never had to worry that the process was going to be delayed or that we were missing anything as we were always notified well ahead of time if additional documents were needed. Thank you so much!

Hannah SegoviaJul 2020
★★★★★Verified Client

Julie was very knowledgeable, efficient, easy to deal with.
I would highly recommend her.
Thank you.

Andrew kwonJul 2020
★★★★★Verified Client

Julie was always quick to respond and was a great help in my home buying experience. I would recommend her to anybody!

Logan AlbrechtJul 2020
★★★★★Verified Client

Julie is amazing to work with. Extremely personable and very easy to work with. Responds quickly and very attentive to your individual needs.

Brandon LyonJul 2020
★★★★☆Verified Client

yes

WillieJun 2020
★★★★★Google ↗

Julie is the best! As a first-time home buyer, I was nervous about the process, but working with Julie and her team made it so easy and resulted in closing on a beautiful home. She was incredibly responsive, informative, and supportive every step of the way. Julie's an expert in her field and worked hard to ensure that we closed on time. I'm grateful that I had her in my corner and would recommend her to anyone looking for a lender! Thank you again Julie!

Romina BarrettJan 2020
★★★★★Verified Client

Very professional and friendly and understanding of our needs she did everything she could do to get us a great rate even when changes out of her control happen. She took the time to switch gears and find us another solution. Customer service was top notch you are lucky to have her apart of your team.

Kevin ParkerSep 2019
★★★★★Verified Client

Great experience. I would highly recommend Julie Swenson - Absolute Mortgage.

Kirsten BeritichSep 2019
★★★★★Google ↗

Working with Julie Swenson to help me be able to own my first home was a great experience. Julie walked me through all the questions I had about owning a house in the Tacoma area, the mortgage lending process, as well as what lenders look for. With her help, my home buying experience seemed effortless.

Jaison RiveraAug 2019
★★★★★Verified Client

Julie is absolutely awesome at her job! She goes above and beyond and delivers excellent service and an excellent product. I’d recommend her to anyone and will use her for all my future mortgage needs.

Jason SpencerAug 2019
★★★★★Google ↗

I have worked with Julie on three property purchases and one refinancing (2 multi-family properties and 1 >$500k). She's always ready to close on time, and communicates quickly for updates and needed documents. Between loans, she's been very helpful answering any financing questions I have. She's an expert in her field! There's no one I'd rather work with when financing (or refinancing) a home. Thank you Julie!

Kyle LAug 2019
★★★★★Verified Client

I have worked with Julie several times now for mortgage loans and refinances and have had the best experience possible.

Nathanial GummAug 2019
★★★★★Verified Client

Julie was helpful, professional, knowledgeable and encouraging- it has been a year since we closed on our home loan and I still think about how positive our experience was - working with Julie.

KAREN RUSSELLJul 2019
★★★★★Verified Client

Julie is an amazing person. If you want someone who takes their job seriously and goes above and beyond, yet still can make you feel like you're working with a friend, then Julie is someone you want to work with.

STACY FUNKJul 2019
★★★★★Google ↗

Julie was absolutely fantastic with getting us the lowest rate, constant communication, and ensuring the entire loan process was as smooth as possible while we were located in a different state! Constantly available for our never-ending questions, Julie was always extremely upbeat and anxious to help answer any concerns we had with not understanding parts of the process. Julie is an absolute dream to work with!

Jordan colterJul 2019
★★★★★Verified Client

Julie is super great to work with. As first time homebuyers, we were really overwhelmed and she helped explain all our options in simple and clear language. She helped with all our questions along the way, and fast to respond or pick up the phone. Strongly recommend her.

JENNIFER PALMISANOJul 2019
★★★★★Verified Client

Julie was so helpful in assisting me with my refi. She was patient & explained the process and answered all my questions. I would absolutely recommend Julie and absolute mortgage to anyone looking to purchase a home or do a refi.

Shanna KnopeJul 2019
★★★★★Verified Client

Julie is great. She is available to answer any and all questions, and very friendly. We've used her several times with new mortgages and refis.

Richard StevensJul 2019
★★★★★Verified Client

We enjoyed excellent service from Julie and Absolute Mortgage throughout the home mortgage process!

Marsha CarterJul 2019
★★★★★Verified Client

I’ve worked with Julie on several occasions. Twice when buying a home, once when selling, & another with refinancing. She is amazing!

Shannon HarrisJul 2019
★★★★★Yelp ↗

Julie has worked with me on two transactions, and she and her coworkers made the process effortless on my part. I would seek her out for any future loan help.

John E.Jun 2018
★★★★★Yelp ↗

Julie is a rockstar! She and her team go above and beyond. My wife and I purchased a home with Julie back in 2014 and had a great experience with her guiding us all through the whole loan process. This was our second purchase and it was muuuuuch smoother than going through our bank (which we love). We now refer others to her with confidence and they all come back singing her praises! So, if you want great service from someone who knows the ins and outs of this business and will keep you informed along the way, trust that Julie and her team will fit the bill swimmingly :)

Michael D.Apr 2018
★★★★★Yelp ↗

I am a first time home buyer and Julie made my experience one to remember! She answered any questions that I had right away! We did a lot of teamwork when it came to her needed documents. By sending her what she needed ASAP her and Donald her assistant was able to make the process even faster!! I greatly recommend her and Donald 100%!

Victor B.Mar 2018
★★★★★Yelp ↗

My wife and I purchased our first home this year. We did not know exactly what to expect going in. We ran into a few hiccups with the seller but because Julie and her team at Evergreen Home Loans were able to close quickly we were able to purchase the home we wanted. Julie was able to answer all of our questions and responded in a timely manner, even after business hours and on weekends. We had a very positive experience working with her and would recommend her services to anyone looking for a home loan.

Zach H.Dec 2015
★★★★★Yelp ↗

Julie is simply AMAZING! I don't know what we would've done without her, she knows her stuff and is very on top of things. She was recommended to me by my close friend and I have recommend her to 2 other people. She makes everything a very smooth and easy process and is there instantly when you have a question, being a first time home buyer I had ALOT (: Julie is the best mortgage broker! GO with her and you'll be beyond happy!!

Alysha S.Jul 2015
★★★★★Yelp ↗

Julie is simply divine. After an underwhelming and unhelpful meeting with a lender at a large bank, I was nervous about trusting anyone with such a large purchase. When we found our first house on a late Saturday afternoon and decided we did NOT want to go with above mentioned mortgage clone, Julie came to the rescue. She jumped online on a Sunday from home, and found us a loan that worked for us. Together with our amazing realtor, Marguerite, Julie helped make purchasing our first home a seamless and painless experience.

Nina N.Feb 2014
★★★★★Google ↗

Though due to financials, we were unable to move through the entire buying process, Julie made our experience as first-time home buyers enjoyable. She met with us right away, and explained the entire process and our different options. Even better, she responded to the several emails sent in a very fast, efficient timely manner. I have never had this high level of customer service offered from any other lender we researched. Her prompt response made us feel like we were her number one priority and made time for us no matter the day. She is wonderful to work with and has much knowledge of the industry and broad Pierce County arena. Highly recommend her if you want first-class service!

Michael BartlettMay 2013
★★★★★Yelp ↗

Julie is a FANTASTIC mortgage broker. She has done dozens of home loans and refinances for my friends and clients and everyone has been very happy with her service. Personally, I think the thing that sets her apart is her excellent communications skills. Don't get me wrong, she is very good at finding the right loan with the lowest rate for her clients, but in a business where just getting someone to call you back is not always easy- Julie far exceeds expectations. She texts, emails, calls, whatever. Personally, I'm a texter, and she is great about staying in touch in a very efficient way. Julie is someone who is kind and respectful and worthy of seeing all of your intimate financial information. She's honest about what kind of loan she can get you. You can trust that (barring any sort of total craziness popping up on your credit report right before closing) the number she gives you when you sit down and pre-qualify for your house will be the SAME ONE you see the day you go to sign the paperwork on your house. All in all, one of the best lenders I've ever worked with and a very nice lady.

Marguerite M.Feb 2013